UPDATE: I'm sorry, seeing all these designs come in I've cleared up better what I want.
I had a distinct idea pop up for the logo. Retirement Income Guy on two lines like below.
Then a guy in a hammock somewhere in the mix. See this image here...I love it (lounging with feet dangling). http://screencast.com/t/z0TIW7QF
Maybe the hammock hangs under INCOME GUY. One side of the hammock "I" and the other on "Y"
Maybe the hammock hangs inline with INCOME GUY (in between the two words.
Maybe you have a better creative idea on how to include it.
Also I like the idea having all text in black. Even the silhouette of the guy in black. Then the hammock is the only thing with a distinct color (orange, blue, green...). And the finishing touch a pina cola or some fruity cocktail in his hand (also a speck of color).
Don't knock off the hammock exactly but something close to that.
Thanks and I appreciate all efforts so far.
Once I nail down a logo, I'll have more work to do later (youtube channel banner, facebook page art, other design stuff for the website. Would love to build a relationship with someone to take care of my design work.